Passes
Creator platformNo-nudity creator platform with 10% fees, instant ACH payouts and paid DMs
About Passes
Passes is a safe-for-work creator monetization platform where influencers sell membership tiers, pay-per-view content, paid DMs, one-on-one calls and livestreams. It charges a 10% commission plus $0.30 per transaction and bans explicit nudity and pornography. Founded by former Scale AI co-founder Lucy Guo, it works with mainstream names including Shaquille O'Neal, Olivia Dunne and Kygo rather than adult creators.
Passes fits mainstream creators (fitness, sports, music, lifestyle) who want low fees, community tools and fast payouts without going near adult content. The 10% take rate undercuts OnlyFans and the instant ACH option is genuinely rare. Skip it if you post explicit material, need on-platform discovery to find new fans, or want to build outside the US, Canada, UK, Australia and parts of Europe.
Platform facts
Verified Jul 10, 2026Pros and cons
- 10% commission plus $0.30, half of OnlyFans' 20% take rate
- Instant ACH payouts can land in minutes once enabled
- Free scheduled payouts arrive in 3 to 5 business days
- Paid DMs, video calls, pay-per-minute livestreams and a store
- Screenshot-blocking DRM and watermarking to fight leaks
- Low $50 minimum payout threshold
- No nudity or explicit content allowed
- No on-platform discovery; you must bring your own audience
- Payouts limited to US, Canada, UK, Australia, parts of Europe
- Reviews cite automated DM replies posing as the creator
- Trustpilot score sits at 2.5 with billing and refund complaints
Fees and how payouts work
Passes takes 10% plus $0.30 on each transaction, which is half of OnlyFans' 20% cut. Its no-nudity stance qualifies it as a lower-risk merchant, keeping processing costs down. Payouts run over ACH to a US bank account: automatic scheduled transfers are free and arrive 3 to 5 business days after the scheduled date, while instant ACH can land in minutes once support enables it. The minimum balance to withdraw is $50, and you can pay out once every 24 hours.
Discovery and traffic
Passes has no public explore feed or search that surfaces creators to new fans, so growth depends on the audience you bring from TikTok, Instagram or YouTube. The company seeds its roster through deals with mainstream names such as Shaquille O'Neal, Olivia Dunne and Kygo, and has partnered with college athletics programs on NIL. If you rely on a platform algorithm to find subscribers, this is not that; your existing following does the work.
Content and AI rules
Explicit nudity, pornography and non-consensual imagery are banned, as is selling lingerie or inherently sexual items and funneling fans to adult sites like OnlyFans or Fansly. Every upload is scanned at the point of upload by Amazon Rekognition, Hive and Microsoft PhotoDNA before it goes live, then flagged items are reviewed by a trust and safety team, with appeals reviewed within 24 hours. There is no published allowance for AI-generated personas.
Agency and team fit
Passes does not publish an official manager role or granular team permissions, so agencies operate creator accounts directly. Multiple Trustpilot reviews report DM replies coming from automated templates or outsourced staff rather than the creator, which can hurt retention if fans expect authentic contact. Automation tools like scheduled posts and Drip DMs exist, but agencies should set fan expectations around who is actually replying.
Reputation and track record
On Trustpilot, Passes holds a 2.5 score across 61 reviews, with roughly a third at 5 stars and most complaints centered on billing, refunds and automated messaging. In March 2025 the company faced a class action alleging CSAM distribution; Passes denied the claims, called itself a no-nudity platform and pointed to its verification and moderation processes. Backed by $49M in funding including a $40M Series A led by Bond Capital, it acquired Fanhouse in 2023.
Frequently asked questions
How much does Passes take from creators?
Passes charges 10% plus $0.30 per transaction on the standard model, so creators keep about 90% before payment processing. That is half of OnlyFans' 20% take rate.
Is Passes legit or a scam?
Passes is a real company founded in 2022 by Scale AI co-founder Lucy Guo, headquartered in Los Angeles, and has raised $49M including a $40M Series A. Its Trustpilot score is low at 2.5, with complaints about billing and automated DMs, so read recent reviews before committing.
Can I post nudity or adult content on Passes?
No. Passes bans explicit nudity, pornography and the sale of inherently sexual items, and it scans every upload with Amazon Rekognition, Hive and Microsoft PhotoDNA. Creators who need explicit content should use an adult-specific platform.
How fast does Passes pay out and what is the minimum?
The minimum payout is $50. Free automatic ACH transfers arrive 3 to 5 business days after the scheduled date, and instant ACH can land in minutes once enabled. You can pay out once every 24 hours.
Which countries can get paid on Passes?
Payouts are available in the US, Canada, UK, Australia and many European countries. Creators outside those regions are not currently supported for payouts.
Creators keep 90% of earnings. Check current terms on the official site.
Visit passes.com
